.hero-planner__glow { width: 42rem; height: 42rem; top: -14rem; right: -16rem; filter: blur(80px); opacity: .8; }
.hero-planner__title { letter-spacing: -0.02em; }

.hero-planner__copy > * { opacity: 0; transform: translateY(1rem); animation: hero-planner-rise 700ms cubic-bezier(.2, .8, .2, 1) forwards; }
.hero-planner__copy > *:nth-child(2) { animation-delay: 90ms; }
.hero-planner__copy > *:nth-child(3) { animation-delay: 180ms; }
.hero-planner__copy > *:nth-child(4) { animation-delay: 270ms; }
.hero-planner__copy > *:nth-child(5) { animation-delay: 360ms; }

.hero-planner__tick { width: 1.5rem; height: 1.5rem; flex-shrink: 0; margin-top: .125rem; }
.hero-planner__icon { width: 2.75rem; height: 2.75rem; flex-shrink: 0; }
.hero-planner__micro { font-size: .75rem; line-height: 1rem; }
.hero-planner__body { min-width: 0; }

.hero-planner__card { opacity: 0; transform: translateY(2rem) scale(.98); transition: opacity 800ms ease, transform 800ms cubic-bezier(.2, .8, .2, 1); }
[data-planner].is-visible .hero-planner__card { opacity: 1; transform: none; }

.hero-planner__donut { width: 11rem; height: 11rem; flex-shrink: 0; }
.hero-planner__donut svg { position: absolute; top: 0; left: 0; width: 100%; height: 100%; transform: rotate(-90deg); }
.hero-planner__seg { stroke-dasharray: 0 302; transition: stroke-dasharray 900ms cubic-bezier(.2, .8, .2, 1); }
.hero-planner__seg--0 { opacity: 1; }
.hero-planner__seg--1 { opacity: .68; }
.hero-planner__seg--2 { opacity: .42; }
.hero-planner__seg--3 { opacity: .22; }
.hero-planner__dot { width: .625rem; height: .625rem; flex-shrink: 0; }

.hero-planner__track { height: .5rem; }
.hero-planner__fill { width: 0; height: 100%; transition: width 1300ms cubic-bezier(.2, .8, .2, 1); }

.hero-planner__goal { opacity: 0; transform: translateX(1.25rem); transition: opacity 500ms ease, transform 500ms ease; }
[data-planner].is-visible .hero-planner__goal { opacity: 1; transform: none; }
[data-planner].is-visible .hero-planner__goal:nth-child(1) { transition-delay: 450ms; }
[data-planner].is-visible .hero-planner__goal:nth-child(2) { transition-delay: 600ms; }
[data-planner].is-visible .hero-planner__goal:nth-child(3) { transition-delay: 750ms; }

.hero-planner__chip { top: -1.25rem !important; right: -.5rem !important; animation: hero-planner-float 5s ease-in-out infinite; }

@keyframes hero-planner-rise { to { opacity: 1; transform: none; } }
@keyframes hero-planner-float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

/* the floating chip must never cover the card heading: on wide screens the heading row keeps room for it, below lg the chip sits in the flow above the card */
.hero-planner__chip { max-width: 14rem; }
.hero-planner__chip .hero-planner__micro { overflow-wrap: anywhere; }
@media (min-width: 992px) {
    .hero-planner__card > :first-child { padding-right: 10rem; }
}
@media (max-width: 991.98px) {
    .hero-planner [data-planner] { display: flex; flex-direction: column; }
    .hero-planner__chip { position: relative !important; top: auto !important; right: auto !important; order: -1; align-self: flex-end; margin-bottom: .75rem; animation: none; }
}

@media (prefers-reduced-motion: reduce) {
    .hero-planner__copy > *, .hero-planner__card, .hero-planner__goal { animation: none; opacity: 1; transform: none; transition: none; }
    .hero-planner__seg, .hero-planner__fill { transition: none; }
    .hero-planner__chip { animation: none; }
}

/* wpg-hidden: utility classes are renamed in production builds, so hidden states must not rely on .hidden / .d-none alone */
.hero-planner[hidden], .hero-planner [hidden], .hero-planner .hidden.d-none { display: none !important; }

.content-col-grow {
    flex: 1 1 0%;
    min-width: 0;
}

.folio-bodycopy__text-panel-inset {
    padding: 4rem;
}

.content-heading-gap {
    margin-bottom: 2rem;
}

.content-section-pad-sm {
    padding-top: 4rem;
    padding-bottom: 4rem;
}

.content-img-fullheight {
    display: block;
    width: 100%;
    height: 16rem;
    min-height: 16rem;
    flex-shrink: 0;
    object-fit: cover;
}
@media (min-width: 992px) {
    .content-img-fullheight {
        height: 100%;
        min-height: 16rem;
    }
}

.about-reel__head { max-width: 44rem; }

.about-reel__arrow { width: 3.25rem; height: 3.25rem; appearance: none; -webkit-appearance: none; cursor: pointer; transition: transform 200ms ease, opacity 200ms ease; }
.about-reel__arrow[disabled] { opacity: .35; cursor: default; transform: none; }

.about-reel__timeline { padding: 0 .25rem; }
.about-reel__rail { top: 1.125rem; height: .25rem; }
.about-reel__rail-fill { width: 0; transition: width 250ms ease-out; }
.about-reel__node { appearance: none; -webkit-appearance: none; font: inherit; cursor: pointer; opacity: .55; transition: opacity 300ms ease; }
.about-reel__node.is-active, .about-reel__node.is-done { opacity: 1; }
.about-reel__node:focus-visible { outline: 2px solid; outline-offset: 4px; border-radius: .5rem; }
.about-reel__dot { width: 2.5rem; height: 2.5rem; font-size: .9375rem; transform: scale(.82); transition: transform 300ms cubic-bezier(.3, 1.4, .4, 1); }
.about-reel__node.is-active .about-reel__dot { transform: scale(1.08); }
.about-reel__node-label { font-size: .875rem; line-height: 1.25rem; }

.about-reel__track { scroll-snap-type: x mandatory; scroll-behavior: smooth; scrollbar-width: thin; overscroll-behavior-x: contain; -webkit-overflow-scrolling: touch; }
.about-reel__track:focus-visible { outline: 2px solid; outline-offset: 4px; border-radius: 1.5rem; }
.about-reel__card { flex: 0 0 86%; scroll-snap-align: start; opacity: .55; transform: scale(.96); transition: opacity 500ms ease, transform 500ms cubic-bezier(.2, .8, .2, 1); }
.about-reel__card.is-active { opacity: 1; transform: none; }
@media (min-width: 640px) { .about-reel__card { flex-basis: 60%; } }
@media (min-width: 1024px) { .about-reel__card { flex-basis: 40%; } }
@media (min-width: 1280px) { .about-reel__card { flex-basis: 36%; } }

.about-reel__figure { aspect-ratio: 16 / 10; }
.about-reel__img { object-fit: cover; transform: scale(1.1); transition: transform 1200ms cubic-bezier(.2, .8, .2, 1); }
.about-reel__card.is-active .about-reel__img { transform: scale(1); }

.about-reel__caption { font-size: .875rem; line-height: 1.25rem; min-width: 0; overflow-wrap: anywhere; }
.about-reel__meter { height: .5rem; }
.about-reel__meter-fill { width: 0; transition: width 1400ms cubic-bezier(.2, .8, .2, 1) 200ms; }

@media (prefers-reduced-motion: reduce) {
    .about-reel__track { scroll-behavior: auto; }
    .about-reel__card, .about-reel__img, .about-reel__meter-fill, .about-reel__rail-fill, .about-reel__dot { transition: none; }
    .about-reel__card { opacity: 1; transform: none; }
}
/* keep edge labels inside the container */
.about-reel__node-label { max-width: 9rem; text-align: center; }
.about-reel__timeline li:first-child .about-reel__node { align-items: flex-start !important; }
.about-reel__timeline li:first-child .about-reel__node-label { text-align: left; }
.about-reel__timeline li:last-child .about-reel__node { align-items: flex-end !important; }
.about-reel__timeline li:last-child .about-reel__node-label { text-align: right; }
@media (max-width: 767px) { .about-reel__node-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; } }

/* wpg-hidden: utility classes are renamed in production builds, so hidden states must not rely on .hidden / .d-none alone */
.about-reel[hidden], .about-reel [hidden], .about-reel .hidden.d-none { display: none !important; }

.tools-bento__ico { width: 3rem; height: 3rem; }

.tools-bento__grid { display: grid; grid-template-columns: 1fr; gap: 1.25rem; }
@media (min-width: 768px) { .tools-bento__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) {
    .tools-bento__grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
    .tools-bento__cell--lead { grid-column: span 2; grid-row: span 2; }
    .tools-bento__cell--lead .tools-bento__chart { height: 16rem; }
}

.tools-bento__cell { opacity: 0; transform: translateY(1.25rem); transition: opacity 550ms ease, transform 550ms ease; }
.tools-bento__cell.is-visible { opacity: 1; transform: none; }
.tools-bento__card { transition: transform 250ms ease, box-shadow 250ms ease; }
.tools-bento__card:hover { transform: translateY(-6px); }
.tools-bento__arrow { transition: transform 200ms ease; }
.tools-bento__card:hover .tools-bento__arrow { transform: translate(3px, -3px); }

.tools-bento__desc { display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }

.tools-bento__chart { display: block; height: 7rem; }
.tools-bento__chart .tb-bar { transform-box: fill-box; transform-origin: bottom; transform: scaleY(0); transition: transform 700ms cubic-bezier(.2,.8,.2,1); }
.tools-bento__chart .tb-line { stroke-dasharray: 600; stroke-dashoffset: 600; transition: stroke-dashoffset 1300ms ease; }
.tools-bento__chart .tb-fill { opacity: 0; transition: opacity 700ms ease 600ms; }
.tools-bento__chart .tb-ring { transition: stroke-dashoffset 1400ms cubic-bezier(.2,.8,.2,1); }
.tools-bento__chart .tb-dot { transform-box: fill-box; transform-origin: center; transform: scale(0); transition: transform 400ms ease; }
.tools-bento__cell.is-visible .tb-bar,
.tools-bento__cell.is-visible .tb-dot { transform: none; }
.tools-bento__cell.is-visible .tb-line { stroke-dashoffset: 0; }
.tools-bento__cell.is-visible .tb-fill { opacity: 1; }

@media (prefers-reduced-motion: reduce) {
    .tools-bento__cell { opacity: 1; transform: none; transition: none; }
    .tools-bento__chart * { transition: none !important; }
}

/* wpg-hidden: utility classes are renamed in production builds, so hidden states must not rely on .hidden / .d-none alone */
.tools-bento[hidden], .tools-bento [hidden], .tools-bento .hidden.d-none { display: none !important; }

.content-col-grow {
    flex: 1 1 0%;
    min-width: 0;
}

.content-img-fill {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 16rem;
    min-width: 0;
    object-fit: cover;
    flex-shrink: 0;
}

.prose-bodycopy__text-panel-inset {
    padding: 4rem;
}

.stats-mosaic__title { letter-spacing: -0.02em; }
.stats-mosaic__big { letter-spacing: -0.03em; }
.stats-mosaic__micro { font-size: .75rem; line-height: 1rem; }
/* value + unit suffix never push the tile wider: the suffix is smaller and the rows may wrap the chip below */
.stats-mosaic__suffix { font-size: .5em; margin-left: .15em; letter-spacing: 0; }
.stats-mosaic [data-tile] strong { min-width: 0; overflow-wrap: anywhere; }
.stats-mosaic :has(> .stats-mosaic__big) { flex-wrap: wrap; }
.stats-mosaic__chip { max-width: 100%; }

.stats-mosaic__tile { opacity: 0; transform: translateY(1.5rem) scale(.97); transition: opacity 600ms ease, transform 700ms cubic-bezier(.2, .8, .2, 1); }
.stats-mosaic__tile.is-in { opacity: 1; transform: none; }
.stats-mosaic__tile--lead { min-height: 26rem; }

.stats-mosaic__chip { transform: scale(0); transition: transform 500ms cubic-bezier(.34, 1.56, .64, 1) 900ms; }
.stats-mosaic__tile.is-in .stats-mosaic__chip { transform: none; }

.stats-mosaic__spark { display: block; height: 3.5rem; overflow: visible; flex-shrink: 0; }
.stats-mosaic__spark--lead { height: 9rem; }
.stats-mosaic__spark [data-line] { transition: stroke-dashoffset 1600ms cubic-bezier(.45, .05, .35, 1) 300ms; }
.stats-mosaic__spark [data-area] { transition: opacity 800ms ease 1500ms; }
.stats-mosaic__tile.is-in .stats-mosaic__spark [data-area] { opacity: .18; }

@media (prefers-reduced-motion: reduce) {
    .stats-mosaic__tile, .stats-mosaic__chip, .stats-mosaic__spark [data-line],
    .stats-mosaic__spark [data-area] { transition: none; opacity: 1; transform: none; }
    .stats-mosaic__tile.is-in .stats-mosaic__spark [data-area] { opacity: .18; }
}

/* wpg-hidden: utility classes are renamed in production builds, so hidden states must not rely on .hidden / .d-none alone */
.stats-mosaic[hidden], .stats-mosaic [hidden], .stats-mosaic .hidden.d-none { display: none !important; }


.chronicle-writers__snippet--glow:hover { transform: scale(1.05); transition: transform .2s ease; }

.chronicle-writers__picture--glow:hover { transform: scale(1.05); transition: transform .2s ease; }

/* cta v41 — nest calculator card: floating motion, stacked bars (no colors) */
.cta-nest__float { animation: cta-nest-float 7s ease-in-out infinite; }
.cta-nest__card { opacity: 0; transform: translateY(2rem) scale(.98); transition: opacity 700ms ease, transform 800ms cubic-bezier(.2, .8, .2, 1); }
.cta-nest__card.is-visible { opacity: 1; transform: none; }
.cta-nest__icon { width: 3rem; height: 3rem; }
.cta-nest__micro { font-size: .75rem; line-height: 1.15rem; }
.cta-nest__info { margin-top: .2rem; }
.cta-nest__range { cursor: pointer; }
.cta-nest__dot { display: inline-block; width: .625rem; height: .625rem; }

.cta-nest__chart { height: 10rem; }
.cta-nest__stack { height: 4%; min-height: .375rem; transition: height 600ms cubic-bezier(.2, .8, .2, 1); }
.cta-nest__seg { flex: 0 0 auto; height: 0; transition: height 600ms cubic-bezier(.2, .8, .2, 1); }

@keyframes cta-nest-float { 0%, 100% { translate: 0 0; } 50% { translate: 0 -.5rem; } }

@media (prefers-reduced-motion: reduce) {
    .cta-nest__float { animation: none; }
    .cta-nest__card { opacity: 1; transform: none; transition: none; }
    .cta-nest__stack, .cta-nest__seg { transition: none; }
}

.cta-nest__chart > * { min-width: 0; flex-basis: 0; }
/* phones: only every other period label fits under the columns */
@media (max-width: 767.98px) {
    .cta-nest__chart > :nth-child(even) [data-year] { visibility: hidden; }
}
/* card captions stay small in both frameworks; period labels never wrap under narrow columns, the badge never pushes the total out */
.cta-nest__card .cta-nest__micro { font-size: .75rem !important; line-height: 1.15rem !important; }
.cta-nest__chart [data-year] { white-space: nowrap; font-size: .6875rem !important; text-align: center; }
.cta-nest__card .cta-nest__micro:not([data-year]) { min-width: 0; overflow-wrap: anywhere; }
.cta-nest :has(> [data-total]) + .cta-nest__micro { max-width: 50%; }
.cta-nest :has(> [data-total]) { min-width: 0; }

/* wpg-hidden: utility classes are renamed in production builds, so hidden states must not rely on .hidden / .d-none alone */
.cta-nest[hidden], .cta-nest [hidden], .cta-nest .hidden.d-none { display: none !important; }
.cta-nest output[data-total] { font-size: clamp(1.5rem, 1.1rem + 1.5vw, 2.25rem) !important; overflow-wrap: anywhere; }
.cta-nest :has(> output[data-total]) > :first-child { overflow-wrap: anywhere; }


.bodycopy-storyblock__icon-trail { margin-bottom: 2rem; }

.bodycopy-storyblock__title-trail { margin-bottom: 2rem; }

.bodycopy-storyblock__lead-trail { margin-bottom: 2rem; }

.bodycopy-storyblock__wrapper-section-pad {
    padding-top: 6rem;
    padding-bottom: 6rem;
}

.content-prose-measure {
    max-width: 48rem;
    margin-left: auto;
    margin-right: auto;
    width: 100%;
}

.content-heading-gap {
    margin-bottom: 2rem;
}

.content-disclaimer-logo__mark {
    width: 5rem;
    height: 5rem;
}

.content-disclaimer-logo__mark--small {
    width: 3rem;
    height: 3rem;
}

.content-disclaimer-logo__mark--large {
    width: 6rem;
    height: 6rem;
}

.content-disclaimer-logo__mark svg {
    display: block;
    width: 100%;
    height: 100%;
}

.content-disclaimer-ticker__rail {
    animation: content-disclaimer-drift 9s ease-in-out infinite alternate;
}

.content-disclaimer-orb--large {
    width: 12rem;
    height: 12rem;
    animation: content-disclaimer-float 8s ease-in-out infinite;
}

.content-disclaimer-orb--small {
    width: 7rem;
    height: 7rem;
    animation: content-disclaimer-float 7s ease-in-out infinite reverse;
}

.content-disclaimer-corner {
    width: 4rem;
    height: 4rem;
    pointer-events: none;
}

.content-disclaimer-orbit__ring {
    animation: content-disclaimer-spin 14s linear infinite;
}

.content-disclaimer-rail__accent {
    width: 100%;
    height: 0.75rem;
    flex-shrink: 0;
    animation: content-disclaimer-grow 5s ease-in-out infinite alternate;
}

.content-disclaimer-pattern {
    pointer-events: none;
}

.content-disclaimer-pulse {
    width: 0.75rem;
    height: 0.75rem;
    animation: content-disclaimer-pulse 1.8s ease-in-out infinite;
}

@media (min-width: 768px) {
    .content-disclaimer-rail__accent {
        width: 0.75rem;
        height: auto;
    }
}

@keyframes content-disclaimer-drift {
    from { transform: translateX(-1rem); }
    to { transform: translateX(1rem); }
}

@keyframes content-disclaimer-float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(0.75rem); }
}

@keyframes content-disclaimer-spin {
    from { transform: rotate(0deg) scale(1); }
    to { transform: rotate(360deg) scale(1.04); }
}

@keyframes content-disclaimer-grow {
    from { transform: scaleX(0.75); }
    to { transform: scaleX(1); }
}

@keyframes content-disclaimer-pulse {
    0%, 100% { transform: scale(1); opacity: 0.65; }
    50% { transform: scale(1.35); opacity: 1; }
}